The Concept of Risk

Risk, potential profit and loss, feasibility and viability of infrastructure development are all central to decision making processes that permeate every aspect of our businesses and our lives.

Risk is often perceived only in the context of financial loss or gains. While this is central to the actuarial function, the concept of risk and its potential impacts also pervades many other facets of our lives including among others:

• Legal Transactions (Damages, Contingency Claims, Plaintiff Assessments)
• Life, Health and General Insurance
• Government Service Delivery
• International Trade
• Feasibility and Viability Studies (New projects, Existing projects, Strategies, Proposals & Tenders)

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